Online Payment Processing

Online payment processing (or e-commerce payment processing) is a term used when customers perform the transactions themselves. This is also called "customer-initiated transactions", since it is the merchant's customers that are going online and entering their credit card information.

In order for a merchant to offer online payment processing, they must open a merchant account with a credit card processor and select a processing platform that best fits their business. Helcim offers two types of online payment platforms:

Helcim Gateway

The Helcim Gateway is a powerful online payment processing platform. It is often used to integrate Helcim merchant accounts with compatible third-party shopping carts such as 1shoppingcart.com and Magento. Helcim's Gateway also supports a hosted payment page as well as direct web integration. Click here to learn more about the Gateway's functionality.

Helcim Virtual Store

Helcim's Virtual Store is a hosted shopping cart system. It allows merchants to easily create "Buy Buttons" that can be placed on their website. When a customer clicks on the "Buy Button", they are redirected to Helcim's hosted shopping cart where they can complete their transaction and enter their credit card information.

Please Note:
Although the Virtual Terminal is a platform accessible online by merchants, it is not considered an e-commerce payment processing platform. This is because transactions are always entered by the merchant and not by the customers directly.

Frequently Asked Questions

Do I need to get a merchant account and a gateway account from different providers?

No. Unlike some providers who only offer merchant accounts, Helcim's processing services offer both the merchant account and gateway connectivity in an all-in-one package.

Does my website need to meet certain requirements to accept credit cards?

Yes. The merchant's website needs to meet basic internet requirements, which include displaying a privacy policy. You can learn more by visiting the Internet Website Requirements section on Helcim's support website.